Qualified IRAs and Profit Sharing Plans

401(k), 403(b), Qualified IRAs, we offer a variety of tax-free rollover options.

In the event you retire, are laid off, or change jobs you should be aware of your options on what is often one of your largest assets — your qualified plan money. Whether it is a 401(k), 403(b), qualified IRA, or Profit Sharing Plan, a Regal Assets financial professionals can help you review the best options for rolling over those funds into a qualified IRA and quickly handle the transaction. This allows your funds to maintain their tax-deferred status. In this way you avoid the mandatory 20% tax withholding and possible 10% penalty for premature withdrawal, and also this allows your funds to continue to grow tax-deferred. One way to rollover your funds is to request a trustee transfer in which you ask your current qualified plan trustee to transfer the assets held in your current plan directly to the trustee of your new IRA. This is considered the recommended method for rollovers in most cases. A Regal Assets financial professional can handle all transfers and provide you with the necessary documentation. The investments you choose to fund your rollover IRA will go a long way in determining the success of your investment objectives. Low, interest bearing, fixed investments continue to be among the most popular savings options. This is a common mistake. Often these investments barely beat the inflation rate. Considering the increased life span that many of us will have, and now are enjoying — will you have enough to last 20 to 30 years into retirement? The new Roth IRA for some may be an excellent option for your rollover, for an in depth discussion on Roth IRAs go to our homepage  by clicking on the picture at the bottom of this page. Choosing investments that best meet your retirement goals and that could provide you with the potential returns you need to enjoy a safe, comfortable retirement is our goal.  We will review with you what type of investments can best help you achieve this. Depending on the situation mutual funds, money market accounts, bonds, or indexed annuities may play a role in choosing the best investment option for your rollover.  You can also fill in our registration form in right side of this page, the registration form will also allow us to inform you with customized information best suited to your rollover needs.